Terms of Service

1. Acceptance of Terms

By accessing or using ObamacareAffordableCareAct.org, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and our Disclaimer. If you do not agree, please do not use this site.

2. Informational Purpose Only

This website provides general educational information about the Affordable Care Act and related health insurance topics. The content is not a substitute for professional medical, legal, tax, or insurance advice. See our full Disclaimer for details.

3. Intellectual Property Rights

All content on this website — including text, graphics, logos, images, code, and design — is the property of ObamacareAffordableCareAct.org or its content providers and is protected by U.S. and international copyright, trademark, and other intellectual property laws.

You may view, download, and print pages for personal, non-commercial reference use only. You may not republish, reproduce, distribute, sell, or modify any content without our prior written consent.

4. Acceptable Use

You agree not to use this website for any purpose that is unlawful or prohibited by these Terms, including but not limited to:

• Violating any applicable law or regulation
• Attempting to interfere with the proper functioning of the website
• Uploading or transmitting viruses, malware, or harmful code
• Engaging in any activity that could damage, disable, or impair our servers or networks
• Collecting or harvesting user information without consent
• Impersonating any person or entity or misrepresenting your affiliation

5. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content, privacy practices, or terms of any third-party sites. Your use of third-party sites is at your own risk, and you should review their terms and policies.

6. Disclaimer of Warranties

This website is provided on an “as is” and “as available” basis, without any warranties of any kind, express or implied. We make no representations or warranties regarding the accuracy, completeness, reliability, or timeliness of the content. We do not warrant that the website will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

7. Limitation of Liability

To the maximum extent permitted by law, ObamacareAffordableCareAct.org and its operators, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of, or inability to use, this website, its content, or any linked resources.

8. Indemnification

You agree to indemnify, defend, and hold harmless ObamacareAffordableCareAct.org and its operators, contributors, and affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising from your use of the website, your violation of these Terms, or your infringement of any third-party rights.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the website after changes constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Delaware.

11. Contact

For questions about these Terms, please contact us.